How It Works

City Loans Online is not a lender and therefore does not make short term loans or credit decisions. We are a loan matching service where we connect consumers with independent third party lenders.

You register online from your home computer or any mobile device. Because the process occurs in real time, it's very fast. If you are matched with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them,) the money could be available for your use as soon as the next business day.

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

Please see our FAQ's for more information about the process.